Simi Valley: Say no to Foreclosure!

October 31, 2011 by  
Filed under Simi Valley: Say no to Foreclosure!

Are you trying to prevent foreclosure of your Simi Valley home? In these difficult economic times, it’s tough to pay ever-increasing mortgages.  Even if you do pay them off, you’ll probably be paying much more than what your house is worth due to spiraling property values. Foreclosure may be the most typical option to a homeowner who is upside on mortgages, but it is not the only option, nor is it the most favorable one. A foreclosure results in you losing both your home and your credit, which makes shopping for a new home a major headache.

A short sale of your Simi Valley home is a better alternative that will prevent you from being stuck with a worthless property or bad credit.  A short sale occurs when a lender accepts less than the total owed on the house.  Despite the deficiency, most lenders and banks will accept short sale proposals, as they would rather avoid the paperwork and financial hassles of foreclosure. As a result, a short sale mitigates costs and fees for both sides.

At Housing Assist of America, we have helped release many Simi Valley homeowners from their debts through negotiating short sales. Contact Housing Assist for more information on how you can achieve a short sale today.

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