WHAT IS A SHORT SALE

  • A short sale of real estate is a sale in which the current market value of the home is less than the amount owed on the loan. There is no cost or fees to the homeowner.
  • The bank or mortgage lender will agree to a short sale due to an economic hardship on behalf of the homeowner.
  • The negotiation process is conducted by Housing Assist of America (trained experts) and the bank’s loss mitigation department, in efforts to achieve the most stress free process for the homeowners.
  • The bank or lender will then agree to a loss on the loan (short sale), because the loss is far less than the cost of putting a homeowner into foreclosure. This makes the most economic sense for your lender. A short sale is usually executed to prevent a home foreclosure.

ARE YOU A SHORT SALE CANDIDATE?

  • Are You Having Trouble Paying Your Mortgage?
  • Are You Sick and Tired of Your Lender?
  • Do You Owe More Than Your Home is Worth?
  • Are You Looking to Sell Your Home, But Have No Equity?
  • Will Your Mortgage Soon Reset to an Astronomical Rate?
  • Have You Suffered a Loss of Income?
  • Are Lenders Harassing You About Payments?
  • Have You Lost Your Job?
  • Are You Late on Your Payments?
  • Do You Want to Avoid Foreclosure and Save Your Credit Score?

Housing Assist of America can help you if you answered yes to any of the following questions, at NO COST TO THE HOMEOWNER!!! The homeowner’s lender pays Housing Assist for their services.

DON’T THINK FORECLOSURE IS THE ONLY EXIT PLAN!!!

Let Housing Assist assess your particular situation and give you the options that are available. Let Us Help You Today.


SHORT SALE VS. FORECLOSURE

Let’s be realistic here, nobody wants to give their home up, whatever the reason may be. Although an emotional attachment to a home is hard to overcome, in many circumstances it is essential. If homeowners don’t act now, this will be a devastating experience that will effect you long after your home is history.

Of all available options, foreclosure is the worst

In the case of a foreclosure, the lender first sends you notices of default of payment. Then, they will send you a notice to foreclose. In the case of a foreclosure, the lender will inevitably take your home from you.
You are not only losing your home, you are losing any credit that you may have had for several years (8-10) to come. This makes it very difficult for any person to live in a country that is heavily dependent on credit, in order to build a prosperous future. The lender may also get a judgment filed on you, for the costs of the foreclosure. There is no upside to foreclosure. It should be avoided at all costs.

Short Sale is your only option when foreclosure seems inevitable

Conducting a short sale with Housing Assist is becoming a growing trend for homeowners facing this ailing housing market. In this case, we would sell your home for less than what you owe your lender. Because of the great volume of homeowners we deal with, we have perfected this process for homeowners, in making this as stress free as possible. We even help homeowners find a place to live following the short sale. Housing Assist Experts advise pursuing this option the minute you realize that you are falling behind in your payments and most likely won’t be able to catch up. The longer you wait, the more of a hole you will be digging for your financial troubles.

Don’t Resort to a Foreclosure!!!

Simply stated, do everything you can before foreclosure occurs and do it as quickly as humanly possible. Don’t sit back and keep thinking, “What can I do?” Instead, consider that short sale and check with your lender before your options become more limited.

The best tip Housing Assist of America can give you: Don’t Do This Alone

We have helped thousands of homeowners in the process of a short sale. It is important that you have a trained team of experts working for you. One needs to know the ins and outs of the business to understand what goes into a short sale. Having someone who knows what they’re doing work on your behalf, will make this possible. We know what you are facing and how you feel.

FACING A FORECLOSURE IS A DEMORALIZING SITUATION. WE KNOW WHAT YOU ARE GOING THROUGH AND WHAT SOLUTIONS ARE AVAILABLE FOR YOU. LET HOUSING ASSIST GET YOU ON THE ROAD TO RECOVERY!

You need an experienced Short Sale agent! At Housing Assist we focus on your specific housing needs…




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