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	<title>Housing Assist of America</title>
	<link>http://www.housingassist.com</link>
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		<title>Notice of Default</title>
		<description><![CDATA[Notice of Default definition:
A notice of default is a notification given to a borrower stating that  he or she has not made their payments by the predetermined deadline. It  dictates that if the money owed (plus an additional legal fee) is not  paid in a given time, the lender may choose to [...]]]></description>
		<link>http://www.housingassist.com/short-saleloan-modification-blog/notice-of-default.html</link>
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		<title>Dismal Job Market Drives Up Foreclosures</title>
		<description><![CDATA[




An Astronomical Number of Repossessions is the Efficacy of a Difficult Job Market














The amount of foreclosures that we have seen in the month of July grew exponentially as the difficult job market has kept homeowners from making payments.   The banks have repossessed homes at a record pace, according to RealtyTrac.   This is the second highest [...]]]></description>
		<link>http://www.housingassist.com/dismal-job-market-drives-up-foreclosures/dismal-job-market-drives-up-foreclosures.html</link>
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		<title>Alan Greenspan: Double dip recession?</title>
		<description><![CDATA[Are we facing a double dip recession?
Greenspan predicts that a double dip recession is in the making.  People need to realize that the housing market is not set for growth and understand that their will be decrease in values.
It is important to remember the high unemployment rate, this constant increase of shadow inventory and increasingly  [...]]]></description>
		<link>http://www.housingassist.com/short-saleloan-modification-blog/alan-greenspan-double-dip-recession.html</link>
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		<title>Home Ownership Hits 11 Year Low</title>
		<description><![CDATA[Home Ownership Hits an 11 Year Low
Americans who own their own homes has dropped to an all time low since 1999.  The home ownership rate fell to 66.9% in the second quarter of 2010.  The  number of vacant homes  fell in the second quarter, to  2.5%. Meanwhile, the vacancy rate in rental homes [...]]]></description>
		<link>http://www.housingassist.com/home-ownership-hits-11-year-low/home-ownership-hits-11-year-low.html</link>
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		<title>2011 Home Prices to Drop Below 2009 Values</title>
		<description><![CDATA[What will 2011 home prices be?
This is the news that many homeowners have been dreading, yet it has seemed like it was inevitable.   Altos Research states, &#8220;home prices will continue to decline through the rest of 2010 and start 2011 slightly lower than 2009.

The primary reason that we will be seeing a drop is due [...]]]></description>
		<link>http://www.housingassist.com/2011-home-prices-to-drop-below-2009-values/2011-home-prices-to-drop-below-2009-values.html</link>
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		<title>Underwater Homeowners Buying New Homes</title>
		<description><![CDATA[Underwater Homeowners Purchasing New Homes
Blame the America dream for the ingenuity in this new trend that we are now seeing.  People are fixated on the fact of owning a home, even if they are currently upside down on their existing property.   Some people are trying to sell their existing homes at a loss (short [...]]]></description>
		<link>http://www.housingassist.com/underwater-homeowners-buying-new-homes/underwater-homeowners-buying-new-homes.html</link>
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		<title>Bankruptcy May Prevent Foreclosure</title>
		<description><![CDATA[Can Bankruptcy Prevent Foreclosure?

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There are some cases where bankruptcy can help homeowners prevent foreclosure.  The first and foremost thing a bankruptcy will do is stop the foreclosure process.  Lenders are unable to proceed with a foreclosure until permitted to do so by the courts.

When filing for bankruptcy, there are two types to decide [...]]]></description>
		<link>http://www.housingassist.com/blog/bankruptcy-may-prevent-foreclosure.html</link>
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		<title>Mortgage Loan</title>
		<description><![CDATA[What is a mortgage loan?
A mortgage loan is a loan that is secured by real property though a mortgage note.  A mortgage note proves existence of the loan and the encumbrance of that realty through the granting of a mortgage which secures the loan.
]]></description>
		<link>http://www.housingassist.com/blog/mortgage-loan.html</link>
			</item>
	<item>
		<title>Assets definition</title>
		<description><![CDATA[What are assets?
Assets are economic resources.   There are tangible and intangible assets that are capable  of being owned or controlled to produce value and that is held to have  positive economic value. To break it down even more so, assets represent ownership of value that can be converted into cash.
]]></description>
		<link>http://www.housingassist.com/blog/assets-definition.html</link>
			</item>
	<item>
		<title>Debt definition</title>
		<description><![CDATA[What is Debt?
Debt is usually referencing assets that are owed.  In the case of  assets, debt is a means of utilizing  future purchasing power in the present before the summation has been earned.
]]></description>
		<link>http://www.housingassist.com/debt-definition/debt-definition.html</link>
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