Santa Barbara Homeowners: Avoid Foreclosure and Conduct A Short Sale Of Your Home

If you’re underwater on your home and foreclosure is imminent, consider a short sale before you let the bank take your house.   Filing for foreclosure not only destroys credit, but it carries with it a certain stigma that is somewhat shameful.  Many still feel that foreclosure is the only option if upside down on mortgage payments.  But conducting a short sale of your Santa Barbara home is not only an option, but a much better choice.

How do I conduct a short sale of my Santa Barbara house?  First, let’s go over exactly what a short sale is.  A short sale is an agreement between the lender and the borrower in which the lender agrees to accept a lesser amount than the total owed on the house.  Lenders will complete short sales for a few reasons.  For starters, they will no longer have to chase borrowers for payment.  Also, they will also avoid the costs and efforts of foreclosing on the property.  Some lenders might not consider a short sale as a viable option, but borrowers should definitely inquire before agreeing to foreclose.

I want to conduct a short sale of my Santa Barbara home! Well, the first thing you should do is contact HousingAssist.com for more information.  If you are in trouble of losing your Santa Barbara home, Housing Assist can help you immediately.  Call us right now!

Oakland Short Sales

October 31, 2011 by  
Filed under Oakland Short Sales

The housing market epidemic has struck the whole nation, and Oakland is no exception. You might have already noticed that your property value has decreased significantly. You might be panicking because paying your monthly mortgage is a financial burden.  Worse yet, these high ticket mortgage prices stay the same as your house continues to lose value.

Many Oakland residents are now paying monthly mortgages that cost more than the total owed on their house.  There is hope though, and a solution.  An increasing number of Oakland homeowners are turning to short sales to stop foreclosure. In a short sale, the lender will accept a payment that’s lesser than the total owed on the home.   The lender or bank will agree to accept less than what is owed because it’s more convenient for them to cut their losses and forgo the arduous process of foreclosure. Meanwhile, you, the Oakland homeowners will prevent foreclosure altogether.

If a short sale sounds right for you, contact Housing Assist of America for more information on how to secure a short sale. Housing Assist of America has already helped many Oakland residents untangle out of this low housing market epidemic, and it can help you too.

Reno: Foreclosure looming? Consider A Short Sale!

Because of the slumping economy, The real estate market extremely
cold, and many Reno homeowners are losing their homes to foreclosure.
If you are a Reno homeowner in jeopardy of losing your home, consider
a short sale before you let the bank take your house.

A short sale provides a win-win situation for both the lender and the
borrower. The borrower avoids a bad credit reputation and losing his
Reno house, while lenders forego the financial and physical troubles
of implementing foreclosure. Though the lender might have to take a
small loss, everybody saves time, money and stress.

A short sale is the best option in these hard economic times. Before
you lose your Reno property, inquire further about short sales. For
more information and help, contact Housing Assist of America. We have
helped many Reno homeowners stop foreclosure. We’ll walk you through
the short sale process and simplify it for you.

Is Foreclosure Looming on your San Fernando Valley Home?

A slumping economy has accounted for a slumping housing market, and
thousands of homes are being foreclosed on each and every day. In the
San fernando Valley, residents who can’t pay their high ticket monthly
mortgages are losing their homes as we speak. If you are one of these
San fernando Valley homeowners, and you think foreclosure is your only
option, then you need to be informed about the possibilities of a
short sale.

If paying the monthly mortgage in your home is a financial burden and
foreclosure is looming, you should highly consider a short sale of
your property. A short sale occurs when a lender accepts a lesser
amount that the total owed on your San Fernando Valley home. This not
only will save you from the awful credit of foreclosing, but you will
finally be through with the headaches of monthly mortgage payments
that you can simply not afford.

If a short sale of your San Fernando Valley home sounds ideal, contact
Housing Assist of America today. we have helped tons of San Fernando
Valley homeowners residents stop foreclosure on their properties.

Studio City Short Sales: Prevent Foreclosure Now!

These days, no cities are safe from the slumping housing market.  As mortgages rise and property values dip, many valley residents of places like Glendale, Pasadena, and Studio City are finding themselves in debt and living in a house that is worth much less than its original list price.

If you are a Glendale, Pasadena, or Studio City homeowners who feels foreclosure is the only way out, you should first consider a short sale. Foreclosure is an awful situation Not only does the neighborhood’s property value decrease, your credit value takes a hit as well, which won’t make finding a new home easier.

The economy is slouching, and in tough economic times, a short sale is your best option.  What exactly is a short sale?  Well, when a lender will accept a lesser amount than the total owed on the house, you’ve conducted one.  Most banks or lenders are willing to negotiate a short sale because they can avoid the complications of foreclosure.

If a short sale sounds ideal to you, contact Housing Assist of America for further details. Housing Assist has helped many Glendale, Pasadena, and Studio City homeowners residents complete short sales of their homes.   There’s nothing to lose in calling to ask—but if you don’t act soon, you might just lose your home.

Bel Air Short Sales

October 31, 2011 by  
Filed under Bel Air Short Sales

Across the county, homeowners in debt are fighting to avoid the costly effects of foreclosure.   The recession has even affected residents living in the the affluent cities of Beverly Hills, Brentwood, Santa Monica etc.  On a positive note, homeowners are becoming familiar with the short sale, and now, many homes in Bel Air are being listed as short sales.

Preventing foreclose on their Bel Air homes, residents are taking advantage of short sales.  Short sales occur when a lender agrees to accept a lesser value than the total owed on the home in question.  If you are underwater on your Bel Air property, you aren’t the first and you won’t be the last.  But it’s important to get the assistance you need before debt swallows you whole.  If you are interested in listing your Bel Air property as a short sale, contact HousingAssist for more information, today.

Considering a Short Sale of Your Brentwood Property?

October 31, 2011 by  
Filed under Brentwood

Over the past few years, as the economy has slumped, so has the
housing market.  Even in upscale neighborhoods like Brentwood,
properties are no longer worth what they once were.  As property
values are declining, homeowners who don’t own their houses outright
are paying high priced mortgages that continues to increase.  In some
cases, homeowners will owe more than what their property is worth.

Just like every other city in the greater Los Angeles area, Brentwood,
one of the most appealing places to live in California, has seen a
decrease in its property value.  In fact, many Brentwood homeowners
are upside down on their mortgages.  Owing more on their property than
what it’s worth, Brentwood homeowners have taken advantage of the
benefits and conducted short sales.  Foreclosing on their property
would have left them with horrible credit.  A short sale,
alternatively, helped alleviate debt and give them a fresh start.  In
a short sale, a lender or bank will accept less than what’s owed.
Data shows that lenders are approving more and more of these
transactions.
If your Brentwood property is underwater and you are trying to
alleviate yourself of the pressures of debt, contact Housing Assist of
America for further information on the short sale process.  Housing
Assist of America helped more than two hundred homeowners with a short
sale of their home.

Thousand Oaks: Stop Foreclosure Now!

October 31, 2011 by  
Filed under Thousand Oaks: Stop Foreclosure Now!

A slumping economy has accounted for a slumping housing market, and thousands of hoe of bring foreclosed on day after day.  It’s all the same in the San fernando Valley, where Thousand Oaks, Hidden Hills, and West Hills residents are losing their homes everyday.   Thousand Oaks, Hidden Hills, and West Hills homeowners simply can’t pay their high priced mortgages because they economy isn’t allowing them to do so.  If you are a Thousand Oaks, Hidden Hills, and West Hills homeowners, and you think foreclosure is your only option, think again!

There’s a better option for Thousand Oaks, Hidden Hills, and West Hills homeowners.  If paying the monthly mortgage in your home is a financial burden and foreclosure is looming, you should highly consider a short sale of your property.   A short sale occurs when a lender accepts a lesser amount that the total owed on your Los Angeles home.  This not only will save you from the awful credit of foreclosing,  but you will finally be through with the headaches of monthly mortgage payments that you can simply not afford.

If a short sale of your Thousand Oaks, Hidden Hills, or West Hills home sounds ideal, contact Housing Assist of America today.  we have helped tons of San Fernando Valley homeowners residents stop foreclosure on their properties.

Simi Valley: Say no to Foreclosure!

October 31, 2011 by  
Filed under Simi Valley: Say no to Foreclosure!

Are you trying to prevent foreclosure of your Simi Valley home? In these difficult economic times, it’s tough to pay ever-increasing mortgages.  Even if you do pay them off, you’ll probably be paying much more than what your house is worth due to spiraling property values. Foreclosure may be the most typical option to a homeowner who is upside on mortgages, but it is not the only option, nor is it the most favorable one. A foreclosure results in you losing both your home and your credit, which makes shopping for a new home a major headache.

A short sale of your Simi Valley home is a better alternative that will prevent you from being stuck with a worthless property or bad credit.  A short sale occurs when a lender accepts less than the total owed on the house.  Despite the deficiency, most lenders and banks will accept short sale proposals, as they would rather avoid the paperwork and financial hassles of foreclosure. As a result, a short sale mitigates costs and fees for both sides.

At Housing Assist of America, we have helped release many Simi Valley homeowners from their debts through negotiating short sales. Contact Housing Assist for more information on how you can achieve a short sale today.

Chatsworth Short Sales

October 31, 2011 by  
Filed under Chatsworth

High mortgages prices are sinking Chatsworth homeowners, and foreclosure is looking over many Chatsworth residents.  But foreclosure is a losing battle for all fields: you lose your home and credit, the lender loses money and time on foreclosure, and the neighborhood suffers from decreasing property value.

In a short sale, the lender agrees to accept a lesser price than the total left owed on the house.   Ashort sale will benefit your lender because the bank gets to choose how to cut their losses, instead of wasting lots of money, time and effort on foreclosing processes. In fact, more and more lenders are approving short sales.

It’s a difficult market, and Chatsworth is no exception. If you are Chatsworth homeowner who is being pressured to pay more than what your property is worth, you should consider a short sale. You can contact Housing Assist of America for more information on how to get one. Housing Assist of America has already helped many homeowners in debt.

Next Page »

Housing Assist Coldwellbanker