High End Short Sale Realtor

March 29, 2011 by  
Filed under High End Short Sale Realtor

Are you looking for a High End Short Sale Realtor?

When dealing with expensive homes a short sale can get a little tricky.  IT is important to work with someone who has successfully short sold many high end properties or expensive homes.  Some areas where we have focused on short sales have been beverly hills, bel-air, brentwood, santa monica, agoura hills, west los angeles, and more.   It is important to know that you have a team of experts on your side to make sure that you are not left with delinquency payments and liens to payback.  Housing Assist of America specializes in short sales.  We have a team of experts who will help walk you through the entire process, and make sure to work diligently to get your short sale approves.  Everyone these days is a short sale realtor, trust a company that has dealt with over 5oo short sales.  Please contact us if you are looking to short sale a high end property.

Short Sale Realtor in West Hollywood?

Are you looking for a Short Sale Realtor in West Hollywood?

If you have a home that you are looking to short sale in West Hollywood, make sure you are working with a short sale realtor in West Hollywood who understands the market and how to negotiate with lenders.  It is important for you to see that this realtor has received at least 10 short sale approvals of their own.  If you are working with a short sale realtor who can not show you a track record, then you should not be working with them at all.

When dealing with your home it is important to know that you are working with a solid team that specializes in short sales and not just a traditional realtor in West Hollywood.  For those of you are looking to short sale a home in West Hollywood you want to make sure that your short sale is successful.  It is important to know that you have a team of experts on your side to make sure that you are not left with delinquency payments and liens to payback.  Housing Assist of America specializes in short sales located in West Holyywood.  We have a team of experts who will help walk you through the entire process, and make sure to work diligently to get your short sale approves.  Everyone these days is a short sale realtor, trust a company that has dealt with over 5oo short sales.  Please contact us if you are looking to short sale your home in West Hollywood.

Short Sale Realtor in Santa Monica

March 28, 2011 by  
Filed under Short Sale Realtor in Santa Monica

Are you looking for a Short Sale Realtor in Santa Monica?

When dealing with your home it is important to know that you are working with a solid team that specializes in short sales and not just a traditional realtor in Santa Monica.  For those of you are looking to short sale a home in Santa Monica you want to make sure that your short sale is successful.  It is important to know that you have a team of experts on your side to make sure that you are not left with delinquency payments and liens to payback.  Housing Assist of America specializes in short sales located in Santa Monica.  We have a team of experts who will help walk you through the entire process, and make sure to work diligently to get your short sale approves.  Everyone these days is a short sale realtor, trust a company that has dealt with over 5oo short sales.  Please contact us if you are looking to short sale your home in Santa Monica.

Sales Of New Homes Reach Record Lows

Sales Of New Homes Reach Record Lows

The amount of people buying new homes, rather then existing homes, has plummeted, reaching a record low.  The rate of new home sales, according to the Census Bureau, is down 28% from the numbers just a year ago.This, of course, only indicates that the housing market is yet to turn things around.  Aside from a recession, though bad weather and cheaper options in foreclosed houses have swayed purchasers from considering a new house.

What most people don’t understand is that purchasing a new home actually helps the economy considerably.  The amount of workers, materials, and construction costs involved, is a rather large contribution to a slumping economy.  But even though building new homes provides jobs and economic stimulation, that certainly doesn’t seem to be an incentive for the buyer.  After all, in these dire times, people are most concerned with saving money for themselves.


How To Steer Clear Of Loan Modification and Mortgage Relief Scams

How To Steer Clear Of Loan Modification and Mortgage Relief Scams

Internet scammers have found a way to prey on those upside down on their mortgages.  If you are looking for information on loan modification or mortgage relief, then you certainly don’t need any more financial trouble in the form of an internet scam.  The California Department of Real Estate (DRE) has issued a new consumer alert, in hopes that borrowers will be more careful in their internet searches on the subject.

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If you are looking for relief, you should make sure to follow a few simple rules before conducting an internet search.  First and foremost, don’t pay an upfront fee for any relief service.    Be careful of testimonials, and completely disregard anything that guarantees results.  Here’s a tip: Don’t hire any loan modification assistance service at all.  Instead, get it done yourself.  You can get a loan modification all by yourself, and in nor hiring assistance, you won’t only save money, but the trouble of possibly getting scammed as well.

If you want to do some internet research, go ahead and do it.  There is a lot out there that can help you, including good advise that might save you money.  But when it comes to initiatives like mortgage relief and loan modification, that could heavily impact your wallet and your life , take the reigns on your own and save yourself the trouble.





Obama’s Loan Modification Program Under Fire

Obama’s Loan Modification Program Under Fire

In an effort to help with their mortgages and keep homeowners from foreclosure, President Obama has instituted certain government loan modification programs.  While thousands of people have benefited from the programs, there are still a multitude of problems with the government’s plans.

Class action lawsuits are currently being filed against various banks for their seeming unwillingness to work with borrowers on the verge of foreclosure.  Some borrowers swear that their banks are going as far as ignoring their phone calls or letters.  But why are the banks unwilling to work with the borrowers?  For one, banks will make more money if the borrowers are forced to foreclose then if they work with borrowers on a loan modification plan.

And so now, lawmakers are searching for ways to encourage banks to work with the borrowers.  Some plans are offering incentives to the banks.  Other plans include penalizing banks who are ‘ignoring’ their borrowers.  Though Obama’s plan is a start, it’s not the final solution, and only when the banks are forced to cooperate with the borrowers, will a solution be viable.

Hold Your Pad Down…Rent’s Going Up

Hold Your Pad Down…Rent’s Going Up

Recent studies have shown that rental vacancies have dropped dramatically in the past few years,  and the amount of available space is only decreasing.  More twenty somethings are opting to live on their own, moving out of daddy’s basement and into a studio apartment, instead of living a thin wall away from a roommate that keeps you up all night with his wheezing.  It makes sense.  Fresh out college kids seem more impatient these days, especially with other people.

And so, as you might have noticed, there’s less availability these days, which means the demand is gaining on the supply.  This is precisely why many people expect a huge spike in rental rates in the next two years.  So before your lease ends and you’re search begins, consider renewing, it could certainly save you some money.

Anyone Want A Building Permit?…Anyone?

Anyone Want A Building Permit?…Anyone?

In February, the number of building permits issued for housing construction reached a record breaking low.  The number of permits issued is the lowest since the statistic was first tracked in 1959.  What does this mean?  That the housing market isn’t making a triumphant comeback.  No, not yet, and probably not soon.  Lack of jobs, huge gas prices and every other uncertainty is forcing our hand off home construction.

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Mortgage rates and house prices are quite low right now, and so the statistic makes sense.  Why build and deal with the nerves and uncertainties of an unpredictable market when there’s an alternative?  Take advantage of mortgage rates and lower house prices.  You’ll sleep better.

Considering Foreclosure? Don’t!

March 17, 2011 by  
Filed under Short Sale/Loan Modification Blog

Considering Foreclosure?  Don’t!

The market is on it’s knees, and a ton of us are upside on our mortgages, dealing with negative equity, and plain and simple, living in financial hell.  Foreclosure might seem like a likely option, but before ruining your credit, you might want to consider a short sale: A short sale is a sale of a property in which the proceeds fall short of the total owed.  Short sales save lenders time and effort in trying to collect finances that the homeowner simply doesn’t have.  Sure the lender takes a loss, but everybody avoids foreclosure, which involves hefty fees, load of time, and bad credit for the homeowner.

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HAMP, the federal Home Affordable Modification Program is making it possible for those upside on their mortgages to engage in short sales or deeds in lieu of foreclosure.  So before you foreclose on your property, consider a short sale.  After all, you’ll want to shop around in the housing market sometime in the future, and shopping with bad credit is never easy.  Now short sales don’t always pan out, but if you’re having trouble making payments on your mortgage, you have nothing to lose in trying before foreclosing on your property.  So go short, and consider a short sale.

Obama and Fixing the Mortgage Crisis

The Man With The Plan: Obama and Fixing the Mortgage Crisis.

President Obama has just released ‘The White Paper,’ offering three
separate plans to solve our current mortgage crisis.  Obama’s
provisions include plans to deal with loan servicers whose interests
don’t coincide with the those of investors, thoughts on shoring up
consumer protections, and dealing with secondary home loans.

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Currently, the government is one of the only organizations dealing in
mortgages, which could mean us taxpayers having to pay for any bad
loans made right now.  Of course, eventually, it makes sense for the
other players to check in to the game.  The mortgage companies will
need some help though, from the private sector that is, and this is
why Obama’s proposal to shore up consumer protections sounds pretty
good to me.  It just makes sense, that should mortgage companies whiff
again, our government will have our back.

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